To apply for a loan online, just fill out an application form on the MFO website containing your passport details, the desired loan amount and some other information. Also, if you plan to receive money on the card, you will need to have a registered Visa or MasterCard with CVV2 to receive funds.
A decision on an application is made from a few minutes to half an hour. If the loan amount exceeds 30-50 thousand rubles, the application is reviewed manually, which affects the processing time. The speed of receipt of money depends on the chosen method of receipt - to an account, to a card, to an electronic wallet or in cash and on the loan amount. Money is transferred at any time of the day, as well as on holidays and weekends.
You can increase the loan term for a period of 1-30 days. In some cases, if there are compelling reasons, the loan is extended without overpayments. In other cases, an additional commission fee is paid for loan extension. The number of possible extensions must be clarified with the microfinance organization.
For the first time, you can borrow an amount from 1 thousand rubles to 30 thousand rubles, depending on different conditions. The size of the first loan is affected by the borrower’s income, loan term, good credit history, and conditions for certain programs.
The MFO checks the validity of the passport through the FMS database, registration address, contact information of the borrower, assesses his solvency, and looks at open records in the FSSP database. Online client profiles are checked by an automated scoring system. Data from the BKI and bank card information are also checked.
Bad credit history still no reason to expect rejection. If the CI is damaged due to the fault of the creditor bank, you can contact the BCI with a statement. In other cases, you can try to correct it with a chain of small microloans taken sequentially and repaid in a timely manner.
If the loan is not given, you should find out the reason. For example, get your CI and study it to see if there are any delays caused by the banks. Maybe you have accumulated debt on utility bills - it needs to be paid off. After some time, you can re-apply to the microfinance organization to receive a smaller loan amount. Several consecutive small loans taken and repaid in a timely manner will improve your position in MFOs.
If the money is not returned to the MFO in due time, you will be charged penalties for a certain period stipulated in the agreement. If you do not contact and repay the loan during this time, your case will be referred to a collection agency, which will work with you to resolve how to return the money. If you avoid communicating with debt collectors, the case will be transferred to bailiffs who:
- funds on the salary card will be seized;
- travel abroad will be limited;
- will seize your personal property.
Choice kitchen set It's a very difficult task these days. For the most part, this is due to the fact that the range of kitchen furniture offered is very large.
Photos can now be seen in numerous advertising brochures, specialized periodicals, and also simply on the Internet. In this regard, it is necessary to navigate issues related to the choice of furniture for the kitchen. After all, the kitchen is a place where family members gather for breakfast, lunch and dinner, or simply chat over a cup of tea or coffee.
The choice of headset primarily depends on the area of the room used. If it is limited, it is best to choose furniture designed for a small kitchen.
It is necessary to pay Special attention headset on the façade. When using kitchen furniture, the façade ends up with the most active influence, which significantly affects the appearance of the room. In this regard, when choosing a headset, you need to choose high-quality material.
Each kitchen set, thanks separate layout, available conditions, is individual. A kitchen sofa with a sleeping place may be provided. All details must be taken into account and used in in full. In order not to rack your brain too much, you can choose certain style, suitable for a particular situation.
Kitchen styles
When decorating a kitchen, the most common styles are:
- Classical
- Country
- Modern
- High tech
Classic style
Classic style– represents traditions that are embodied in a calm interior. Kitchen sets of this style can perfectly suit almost any layout and area. Classic motifs are created thanks to furniture stylized as wood, having natural shades - brown, white, beige. This style is long years will help create a special coziness, which is its uniqueness.
Country
Kitchen set in style country will appeal to all those who like a fresh and original rustic direction. This style is liked by those who love antiquity, where various abrasions and cracks are relevant, there are vintage features.
Country style kitchen consists of natural colors, collected from natural material- wood. Very often the interior is complemented forged grilles, massive clocks, antique lamps. A characteristic feature of this style is its massiveness and solidity, and this requires quite a large space. That is, for small kitchens This style most likely will not work.
Modern
The style is now especially popular among the younger generation modern. A kitchen set in this style is characterized by the absence unnecessary details, brightness and modern design. It gives a variety of ideas for a small kitchen. Durable and lightweight materials, both artificial and natural, are used here.
Furniture in this direction is very wide in scope - these range from the simplest models in design to entire works of art executed in an alternative style. Among such kitchen furniture, various appliances will look very appropriate and successful. This style is rational for small rooms, modern, as if gives the room extra space, richness in functionality and overall lightness.
High tech
Style high tech is, as it were, a continuation of modernity. It is intended for those who like to experiment with space, materials and colors. For many people, the problems of small premises located in an apartment are often painful.
At the same time, this style is well suited to the premises itself. various sizes. Facades with a glossy surface, visually, significantly increase the space. Appliances As a rule, in this style it is very defiant, but at the same time modern.
Ethnic style
A separate style is ethnic direction, which is very multifaceted. You can use design traditions that are inherent to a particular nation, for example, Japanese traditions, or combine elements of different nations, creating something special.
In the interior, you can combine a variety of motifs - Scandinavian, Oriental, English and others. Furniture, in this case, can be made according to individual order. Photo printing on facades has proven itself well.
Loft
Kitchen loft– style b, combining both old and new. Contrasts are very important here. Brick walls and plank flooring paired with metal or glass cabinetry and modern appliances.
A modern kitchen should be optimally equipped from a functional point of view. This is achieved, among other things, with the help of a properly selected kitchen set. The thoughtfulness of all the details in it is the key to comfort and coziness in the kitchen.
See photo review of kitchen furniture for small kitchens: the most good options and pro tips on how to choose the right set for a small kitchen.
Quick navigation through the article:
Step 1. Layout of furniture in a small kitchen
Two types of layouts are considered optimal for small kitchens - corner and straight.
Corner
It is also called L-shaped or L-shaped. Optimal for kitchens of any size and most convenient for the housewife.
Which kitchen is it suitable for: It is especially good for small square-shaped kitchens, but it will also be quite appropriate for a rectangular one.
Straight (linear, single-row or in one line)
Cabinet furniture is located along one wall, takes up minimal space and is suitable even for the most small space. There is more room for dining area. Small-sized straight kitchen sets are cheaper than other options.
Which kitchen is it suitable for: rectangular elongated.
Step 2. Smart solutions for upper cabinets
1. Tall wall cabinets instead of standard ones
The standard cabinet height of 700-720 mm is often not enough to accommodate everything you need. A good option for a small kitchen - order a set with wall cabinets up to the ceiling. Typically their height is 900-950 mm. See the photos for examples:
Such cabinets are much more spacious than ordinary ones. Plus them top part, resting against the ceiling, will not collect dust.
If you make translucent glass doors in them and install LED backlight, the ceiling will visually appear higher and the kitchen front will appear lighter.
2. Folding and lifting facades instead of swing doors
Hinged doors wall cabinets require space that a small kitchen does not have. In addition, it is easy to hit your head on such doors and cause a bump.
When ordering a kitchen set for a small kitchen, do not skimp on modern facades with lifting mechanisms. Hinged, folding and lifting doors open and close smoothly and are easily fixed in open position when you need it.
3. Corner carousel shelves
You can use the corner space in wall cabinets to greater advantage if you purchase a convenient rotating section with shelves. She will provide convenient overview and quick access to content.
In the photo: Utrusta shelf from IKEA for wall cabinets 4. Convenient shelf height
The shelves inside wall cabinets can be made of different heights - this way you can fill them more densely and efficiently inner space containers, jars and boxes.
5. Narrow retractable pencil case
An analogue of the popular bottle holder, which is often used in floor cabinets. Perfectly fills inconvenient narrow niches that are often left when designing a headset in small kitchen. Retractable design with 2-3 shelves, it is attached to the facade and allows you to make maximum use of the volume of cabinets.
Is it worth doing? small set with open shelves?
It is believed that cabinets with open shelves look lighter than closed ones. But they have two significant drawbacks. Firstly, the contents of the shelves will be visible, and kitchen supplies and small utensils do not always look aesthetically pleasing. This will create a feeling of clutter. Secondly, open shelves They easily collect dust and kitchen residue - you will have to clean the kitchen much more often. Therefore, this solution is suitable only for very neat housewives. If you want to save time on cleaning the kitchen, it is better to order a set with closed cabinets.
Step 3: The Best Solutions for Base Cabinets
When creating a small kitchen set, the main task is to make sure that all the contents floor cabinets was easily accessible. Let's see what solutions kitchen furniture manufacturers offer for these purposes.
1. Drawers instead of swing doors
In a small kitchen, floor cabinets with hinged doors are doubly inconvenient. If you don’t want to take out their contents every time, kneeling down to reach something you need in the depths, order kitchen modules with drawers.
If your budget for buying a kitchen is limited, try to find the opportunity to purchase at least a couple of deep and spacious metaboxes to store in them what is used most often: cereals, sugar, vegetable oil, pots and pans.
2. Dividers and organizers for drawers
So that all supplies have their own permanent place, think carefully internal organization cabinets set. This is especially important for small kitchens. Inside drawers It is worth using delimiters.
3. Elements to increase the volume of drawers
The metal sides of drawers often have standard height- 150 mm. Because of this, the box is not fully used. To increase the useful volume, so-called expanders are used - metal or plastic tubes that are attached to the facade and back wall boxes. Their walls become higher, and your small set will hold much more supplies, dishes and utensils.
4. Narrow drawers (bottle holders, etc.)
If you love to cook, be sure to order a kitchen with at least one bottle holder. Everything you need for cooking will always be at hand. Pull-out shelves and baskets (bottle holder width - 15-25 cm) - perfect solution For narrow niches, which remain when trying to fit a set of standard-sized kitchen modules into a very small kitchen with a standard layout.
5. Pull-out and draw-out fittings for corner cabinets
An excellent choice for a small kitchen is a set with “smart” storage systems. The choice of such mechanisms is impressive: carousel shelves, “magic corners”, a “train” shelf system, grids, containers, pull-out baskets. Their task is to make it easier for the housewife to access dishes and utensils that will be stored in the depths of the kitchen modules.
High-quality fittings will make a small set more expensive, but the costs will be repaid many times over by your convenience.
6. “Smart” cabinet under the sink
Space under kitchen sink often goes to waste. And there you can store detergents and cleaning supplies - here they will always be at hand. Look what good decisions offered by kitchen fittings manufacturers.
Step 4. Which facades to choose for a small kitchen?
Smooth, laconic, without decorations or flashy details. Decorative milling, panels - all this visually overloads a small space.
In a small-sized kitchen there is no place for units with radius curved facades complex shape. The only exception: if you have a small corner kitchen, internal corner the headset can be made rounded, as in the photo below:
Glossy finish - MDF and enamel, MDF and plastic or acrylic
The best option for a small kitchen is a set with facades made of painted MDF with a glossy finish. protective varnish. Plastic or acrylic facades also provide a beautiful shine, but they are more difficult to maintain.
Small glossy kitchen has magical effect. By reflecting light, the doors give small space depth, and even the tiniest kitchen will seem a little larger. Facades with a metallic effect cope well with the same task.
If you don’t want to spend a lot of time caring for your kitchen set, keep in mind: on white glossy facades, fingerprints and water drops are almost invisible.
MDF with veneer
Very beautiful and durable appearance of the facades. Only a professional can tell the difference between veneered MDF and solid wood. The main disadvantage is the rather high price.
Chipboard or MDF with film
Film-coated facades can also be glossy. Such headsets are less durable than high-quality painted MDF with varnish, but this is a good choice for an inexpensive small economy class kitchen. If you prefer matte facades, the film has a very big choice decors, especially wood.
Glass and aluminum profile
Lifting facades made of glass in an aluminum frame are a very popular option that is actively used in different models modern small headsets. There are different types of glass - choose according to your taste. Good producers kitchen furniture use safe strained glass, sometimes triplex.
- Transparent glass doors - no the best choice for a small kitchen. Few people want the contents kitchen cabinets was in sight all the time. The exception is if you have on your shelves perfect order, and all supplies are laid out in beautiful jars-boxes-containers.
- When ordering a headset, it is better to choose frosted translucent glass. With it, your small kitchen will look lighter and more airy, and the contents of the cabinets will not attract attention.
- If desired, you can order glass facades with sandblasting. Matte and transparent areas alternate, creating a beautiful pattern.
- Many people like kitchens with Lakobel facades. This is the name given to decorative glass, factory-painted with special enamel and varnished. It has a beautiful rich color (the palette of shades is quite wide), and the light plays beautifully on the surface of the facades. Lacobel facades are opaque - very convenient for the kitchen.
Furniture blinds
If you have a small kitchen set in a modern style, furniture blinds or roller shutters are a good alternative to hinged doors. They help out if the kitchen has ledges, gas risers, pipes, radiators and other obstacles that will not allow a regular façade to open normally. Blinds are often used on dish drying racks or to cover shelves.
IMPORTANT!
If your budget allows, be sure to purchase door closers for fronts and drawers. With them, the doors will not slam, and any drawer, even the heaviest one, will move softly and smoothly. Want to save money? Use closers only on those doors and drawers that you plan to use most often.
Step 5. Which handles are suitable for a small headset
Simple and laconic fittings in a modern style look best in small kitchens. Take a closer look at the railing handles or bracket handles made of of stainless steel. Be especially careful when choosing the size: large furniture handles visually make the facades heavier.
For glass facades profile handles are often used in an aluminum frame - they are almost invisible.
A good solution for a small kitchen is to combine two types of front fittings: button handles on the upper facades and more practical railings or brackets on the lower ones.
If you like absolutely smooth facades without fittings, order a small kitchen with a mechanical opening system without handles - by pressing. A very convenient solution that can be used for both swing doors, and for drawers.
Step 6. Railings in a small kitchen - yes or no?
Rails in a small kitchen should be used if it is very important for you to relieve the worktop of the set from the shallow kitchen utensils. It will be free, and at the same time all the little things you need for every day will remain at hand.
This solution also has disadvantages. Some housewives do not like the fact that the spatulas are constantly in sight. Others are afraid that all these utensils will have to be washed constantly. In fact, if you actively use it, it simply will not have time to become covered with dust and plaque.
If you have made a beautiful glass splashback with an eye-catching pattern in your kitchen, you are unlikely to want to cover it with a rail, no matter how practical it may be.
If you have a very small kitchen up to 7.5 square meters, then this is the place for you: . If it’s just small and in addition to furniture you are interested in decoration and... general approach to the design of a small kitchen, then here. Here we will talk specifically about choosing a kitchen unit.
We will talk about making furniture to order, but if you are going to buy a ready-made set, you will know what to pay attention to. Although we recommend making furniture to suit the size of your kitchen, this is more expensive, but pays off through savings square meters apartments that also cost money.
For clarity, each idea is supported by real photo examples of a specific apartment.
Kitchen set design for a small kitchen
Colors of furniture for a small kitchen
For kitchens less than 8 meters, the choice of colors is very limited: white and very pale shades of other colors. You can add light wood, but that's all. Any deviations from this rule end sadly. We wrote about this in detail in the article about kitchens in Khrushchev, the link is at the beginning of the article. Here we will look at the choice of color for a kitchen set of 8-12 meters, sometimes a little more.
White kitchen set
Still best color for kitchen facades. About and why she is the coolest. Unlike Khrushchev buildings, we can already add details, patterns, drawings and make bright accents.
The white color of the facades goes well with light wood. This combination is the basis Scandinavian style, but has already spread much further, and in one form or another can be used in almost all design styles. The white color of the facades of the set can be combined with a wood-look countertop, wood-look tiles on the floor or an apron.
Starting from 8 meters you can start experimenting with different colors lower and upper facades furniture. The main thing is that more light color was always on top. Below is an example in the photo of a kitchen with an area of 9.3 square meters. m.
Well, where would we be without white color? classic design kitchens:
Black and other dark colors of headsets
Black color can be very powerful weapon in interior design, but specifically for kitchens we categorically do not recommend either black or other dark colors for headsets. Even in a small kitchen area furniture facades It’s big and these colors eat up space a lot. In addition, they are difficult to care for - dirt is clearly visible on the smooth, dark façade. Even the lower facades are not recommended to be made in too dark a color.
Gray color kitchen set
It is for facades that the light gray matte color looks interesting. You can use it either in modern styles, then the facades are made smooth, and classic ones, then facades with milling are used. The photo shows a set that was purchased at IKEA.
Bright kitchen furniture
A set of bright, saturated colors is always a risk. You can choose standard White color, and the kitchen will look at least not bad. With a bright color it can turn out to be a terrible collective farm and bad taste. Therefore, the design of a headset with bright colors must be approached with caution. IN general case You should only take such a risk if you are helped by a professional designer.
2 most common bright colors for headsets - red and pink. To do stylish kitchen in the first color you need to have talent and a subtle sense of style. It's sad, but in reality most pink kitchens look disgusting. You can believe in yourself and take risks, but know that statistics are not on your side.
Things are a little better with red. The dosed use of scarlet red color on the facades is much easier to fit into the interior. The photo below is a good example of a red and white kitchen.
The best basic color for any kitchen is white. All other colors are risky.
Facades matt or gloss
Glossy set for a small kitchen
For people facing modern kitchens for the first time, this moment is the most unobvious: light glossy facades much more practical than light matte ones. This is especially true for light colors and monochromatic smooth texture. Black and other dark glossy colors show fingerprints and the slightest stains. This is why most of the sets for small kitchens in the photo are glossy and light; it’s not about expanding the space, it’s about practicality.
Our advice is to choose a white glossy headset color. This a win-win, which always looks good, is always relevant, fits into any design style and is incredibly practical.
Matte set for a small kitchen
Matte facades should be chosen only with texture - imitation wood or other materials. Although among the budget ones only wood looks good, all the others look cheap and out of date. In the photo below, a budget set made of chipboard with matte facades under white tree. A great example that even an inexpensive kitchen set can look stylish.
Of course, you can choose a set of matte color and without texture, but you will have to clean such a kitchen constantly. On dark matte facades, fingerprints are visible even from touch clean hands, every dried drop of water is visible.
Arrangement straight, angular, U-shaped
There is no standard rule for positioning a headset. It all depends on the specific layout and how you plan to use the kitchen. So let's just look at the photos different options, highlighting the pros and cons.
The most popular type of set for small kitchens. Allows you to use 2 walls at once. Particularly relevant for kitchens with a square or close to square shape. A convenient and time-tested option.
U-shaped set for a small kitchen
Very interesting and convenient form a headset that is unfairly rarely used. A U-shaped or L-shaped set most often has one of its edges. If the shape of the room allows it, be sure to consider this type of kitchen unit. It is in fashion, it looks very modern and unusual, but at the same time it has been tested by many. Reviews about U-shaped kitchens very good.
Direct set for a small kitchen
Good for rectangular elongated kitchen cabinets where there is a wall at least 3 meters long.
Facade materials and fittings for a small kitchen
There are 3 main materials for kitchen facades: MDF, chipboard and solid wood. For small kitchen sets, we recommend choosing MDF. They are more expensive than chipboard facades, but they are much more durable and withstand both temperature and humidity better. If the budget is still limited, then there is not much choice and you will have to settle on chipboard. Kitchens made from solid wood are unreasonably expensive, while the solid wood itself is inferior to MDF in terms of practicality. Solid wood furniture should be chosen only for kitchens in classic style when you want facades with milling.
More important than the material of the facade itself is what this facade will be covered with. For MDF sets the main options are:
- Film
- Plastic
- Acrylic
- Dye
The best are plastic and acrylic. They are the most durable. The paint is the most expensive, but it is resistant to scratches and chips. One of the advantages of paint is the absence of an edge. The film is the cheapest, but it’s scary high temperatures. Modern headsets with film MDF they are already quite durable, if the goal is to save a little, then this is a completely acceptable option.
Don’t worry about the edges of the facades; you won’t remember about it a week after moving in.
And most importantly: do not try to choose a facade only from a photo on the Internet. It’s better to immediately go to any company that produces custom kitchens. They will tell you everything there, show you a fan with different coatings facades. At the same time, no one obliges you to order it there =)
Kitchen fittings
It is the fittings that can make up the lion's share of the cost of a kitchen set. List everything existing species modern fittings and various mechanisms simply do not make sense - there are too many of them. But there are some things you need to know.
The most expensive fittings are lifting mechanisms for upper cabinets. They look unusual and everyone likes them, but they also cost a lot. Simply by eliminating such mechanisms you can save several hundred dollars.
Drawers are cheaper, but also a lot. In any case, several of these are needed to store cutlery, pots and pans. But when significant advantage They do not provide convenience, it is also better to replace them.
A kitchen set with hinged doors is our everything: convenient, cheap, stylish. A hinge with a closer for a swing door costs $1.5-3. Upper cabinets It’s better to do it without handles; you can open it at the bottom of the facade. Only the corner ones need to be carefully done from below - so that when opening the handle does not rest against the perpendicular facade.
If you are making a custom kitchen, please note that the modules custom size are more expensive. Therefore, it makes sense to make all the modules standard sizes, and the last retractable width is required, it can even be very narrow.
Even in matters of choosing accessories, there is room for creativity:
We hope you found new ideas and information for yourself. At the beginning of the article there are 2 links about the design of small and very small kitchens, there is even more interesting ideas. Good luck with the renovation!
Save and share usefulness!
If you are planning a kitchen renovation, then special attention should be paid to the kitchen unit.
When choosing, pay attention to its functionality. Addressing professional designer, don't worry about its performance.
He will professionally choose the color of your kitchen set, size and functionality.
Today, not everyone can afford a designer to renovate their home, so they have to learn everything on their own. The Internet can help with this; you can find a large number of photos of kitchen sets there.
If you still decide to independent choice kitchen set, then you should pay attention to some points:
Assembly. Depends on the manufacturer. Expensive Italian furniture It is initially delivered to us assembled.
An average-priced kitchen set is brought here disassembled, and assembly takes place at a subsidiary, and only then is it delivered to the customer in assembled form.
A cheap set will be delivered to the customer disassembled and assembled on site.
Manufacturers decline responsibility for incorrectly assembled furniture, so we strongly recommend that you contact specially trained people.
Dimensions. You need to keep in mind both functionality and general form kitchens are many different modules, from which a built-in kitchen set is assembled, exactly the one you need.
The modules of the ordered furniture must fit perfectly into the dimensions of your kitchen and leave no gaps between the walls and furniture.
If you have built-in appliances in your plans, then first pay special attention to it, so that in the future you don’t have to choose electrical appliances based on the size of the cabinets and not on functionality.
All headsets, regardless of the component modules, have elements that are similar in functionality; as a rule, they are located along the lines:
Bottom line. In most cases, this includes cabinets for storing bulky and heavy dishes. In such cabinets, it is best to use storage drawers.
Since the opening door may not be convenient to small room, and the doors, based on the compartment principle, must have space in the adjacent module for movement.
Middle line. It includes surfaces directly used for cooking. Such as an apron, gas stove, worktop and everything else that can be included here.
Top line. Cabinets are used here to store kitchen essentials, such as seasonings. Most often they are made smaller and it is better for them to open vertically.
Many people use shelves without doors for more free space, but it is necessary to maintain constant order in such shelves.
Vertical lines. Most often they are provided with cabinets to connect the upper and lower lines. This compartment accommodates built-in appliances very well, be it a refrigerator or an oven.
But it is worth considering that it will not look good in a small kitchen set; however, it is more suitable for large kitchens.
Kitchen materials and their elements
Facades. First of all, you need to pay attention to the facades of the kitchen unit, since they are the first thing that catches your eye in the kitchen, and their cost is also not small.
Please note that the more original you choose the facade, the more expensive it will cost you. Materials from which facades are made:
- Tree
- Glass, in most cases used in upper cabinets, because it gives lightness to everything
- headset
- Metal
- Chipboard/MDF
If the design of your kitchen set includes a lot of decor, then be prepared to pay for it. But don't forget about hygiene.
Tabletop. Its durability and functionality depends primarily on the material from which it is made.
Laminated chipboard has a shelf life of 5 years, and it is worth paying special attention to the joints so that they do not separate and water does not get in there. This will cause bacteria to grow and the countertop will rot.
Table top made of stone materials, more practical, but experts do not recommend placing hot dishes on it.
Stainless steel can also be a material for a countertop, but it will not fit into any interior.
Closet. It should be borne in mind that cabinets with shelves without doors will cost much less.
When assembled correctly, the ends of the headset are not visible, but if it suddenly happens that it was not possible to hide them, then you can hide them with special cabinets - pencil cases.
Layout
When planning a kitchen set, you need to take into account the area of your kitchen and the features of its layout. There are several main options:
- Linear. They are convenient in elongated kitchens.
- L-shaped. With this layout, everything functional areas are at hand. Be sure to take into account the moments of opening doors and drawers so that they interfere with each other to a minimum.
- U-shaped. All kitchen space, will be a work area.
- Ostrovnaya. Such a kitchen should absolutely not be used in small kitchen spaces.
If your kitchen is small, then use small kitchen sets in white colors.
Photo of the kitchen set
